True Confessions

Guys, I've fallen off the bandwagon. I can't even remember what I bought, but I definitely have bought something!!! BUT, I haven't bought anything for the last two weeks. And I'm staying out of the mall!!! NO GOING THERE! It's trouble.

I moved home last Saturday. My lease was up and it just made more sense to move home and save money than to try and lease an apartment for five months without a roommate (my roommate wanted to move home, too). I'm going to save at least $500/month on rent alone!

But, back to the no shopping strike. I'm back on it and more committed. I'll keep you posted!

Shopaholics Anonymous

Okay.... so, my finances are on track and I'm still socking away money to expand my emergency fund (my goal is to increase it by $1500 before I get married in August). But, I can't seem to stay out of the mall and off the internet! So, as of today, February 7, 2009, I am declaring a shopping ban (retailers, I'm sorry) for three months until May 7, 2009, with one exception: A pair of reasonably priced black pumps.

Why the exception? I NEED a new pair. And by need, it's not just a strong urge or desire, but a necessity. My pair is so worn out, the sole is completely worn at the tip (I mean, white material is showing!), and I've replaced the taps on the heel at least 3 times. It's time to give it up! I have my eye on a pair that are around $35.00 and I'm hoping to find a coupon to get an addition % off.

Other than a pair of new black pumps, I can't buy any other clothing item or accessories for myself (I won't be able to buy a brown bag until May). My purchases are limited to toiletries (nothing extraordinary), food, and items for my wedding.

:::: Sigh ::::

This is going to be tough, but I'm going to do it! Every time I resist the urge to buy something, I'm going to put the money into a new savings account just to see how much I would've spent on shopping! LOL!

Wish me the best!

Dear Car, please don't die...

I drive a 1999 Oldsmobile Alero. She reached the 155,555 mile marker the other day. And I think she's getting ready to quit on me. This year, I've spent approximately $1000.00 on repairs already (new tires, window gadget thingy, etc.). I really, really, really want to keep her until I have at least a decent down payment on an upgraded ride. But it's not looking too good right now. She started to overheat tonight and my mechanic brother told me to, "get ready to put some money into her." Yikes!

Having to pay for significant repairs is going to throw off my goals for the year. Should I suck it up and chunk another $500-$1000 into my car or try to find a pre-owned cheap car?