Saturday, February 7, 2009

Shopaholics Anonymous

Okay.... so, my finances are on track and I'm still socking away money to expand my emergency fund (my goal is to increase it by $1500 before I get married in August). But, I can't seem to stay out of the mall and off the internet! So, as of today, February 7, 2009, I am declaring a shopping ban (retailers, I'm sorry) for three months until May 7, 2009, with one exception: A pair of reasonably priced black pumps.

Why the exception? I NEED a new pair. And by need, it's not just a strong urge or desire, but a necessity. My pair is so worn out, the sole is completely worn at the tip (I mean, white material is showing!), and I've replaced the taps on the heel at least 3 times. It's time to give it up! I have my eye on a pair that are around $35.00 and I'm hoping to find a coupon to get an addition % off.

Other than a pair of new black pumps, I can't buy any other clothing item or accessories for myself (I won't be able to buy a brown bag until May). My purchases are limited to toiletries (nothing extraordinary), food, and items for my wedding.

:::: Sigh ::::

This is going to be tough, but I'm going to do it! Every time I resist the urge to buy something, I'm going to put the money into a new savings account just to see how much I would've spent on shopping! LOL!

Wish me the best!

Friday, February 6, 2009

Frugal Tips

It's been forever since I posted, and I apologize. Life has been busy. But, I wanted to share a few frugal tips that I use.

1. Shop on Ebay - Ebay is an excellent resource where you can find small, inexpensive items like electronics accessories. Why pay $10.00 at Target for iPod earphones when you can buy them on Ebay for half the price (including shipping)? Or why spend $20.00 at Sprint to buy a case for your Blackberry when you can buy one on Ebay for $4.95 (shipping included)?

2. Before you buy anything online at a store (i.e. Gap, Banana Republic, JCPenney), run a search in your favorite search engine (google, yahoo, etc.) for coupons. You will usually be able to find coupon codes that can save you the cost of shipping or more.

That's all for now. I'll update you on wedding details and financial fitness goals later!