Okay. Here, I go. This blog is about my journey to become a Financially Independent Girl. It's not day 1 of my journey, but it's very close to the beginning (I'm a little shy of a year in). I'll share my goals, accomplishments, disappointments, life changes, and anything else that may impact my finances.
So, a little background: I'm two years (and a few months) out of grad school with a rack of student loans and approximately $5,000 in credit card debt. I have an emergency fund that was at $1,000, but as of last week, is now down to $850. I have three sources of income - my day job, a part-time, and a blogging gig about . . . finances (go figure). I have two goals for the rest of 2008 and several goals for 2009, which I'll tell you about in another post.
I've never really thought too much about handling my money and preparing for the future until my job ended last summer and I couldn't seem to find another position. I had to piece together funds from several sources and take jobs that I was overly qualified for until I found another full-time. After struggling for a few months and watching my credit card balances rise, I decided that I would never again be in that position. THAT was truly the beginning of my GirlFit journey.
A year into the journey, I've gone from zero savings to a $850 emergency fund that I've depleted, and re-funded, on three occasions this year to handle true emergencies (mainly pertaining to my 9 year old car). I've paid off two hospital bills from a surgery last year totaling approximately $600.00; I've paid off one credit card balance of $500, and whittled another balance down from $1800 to $400. Oh, and I didn't forget to LIVE! Yes, I shop (frugally of course), travel, and enjoy life - all on a budget!
This is it! I'm on my way to Financial Independence!
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